I wonder how many gullible people voted for Democrats in the mid-terms because they wanted their student debt relief? I'm guessing many, but this article about a court ruling, and the history of the Fifth Court of Appeals, guarantees the notes will still be due for a long time. It's the old bait-and-switch swindle, except the size of the con is enormous, with votes being the trade for something that doesn't exist.
Regardless of what anyone thinks, the power of the purse rests strictly with Congress, and the President can't spend money by decree with impunity. Biden only acted by advise, since his mental acuity is gone. His handlers really blew it with this one, and those in Congress that pushed it are soon to be under the microscope. Whether anything happens is to be seen, but considering how the courts have had enough, and how the Supreme Court is under attack by the current administration, the next two years should reveal some decisions that are in the right direction.